Wednesday, July 18, 2012

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Monday, July 9, 2012

President of US, Mr OBAMA be Financial Consultant of Mortgage

Today I received an email from THE WHITE HOUSE which carry the title of "Ask an expert about refinancing"

I disagree that the government should interupt into financing, as interest rate and printing of currency already control or indirect control by government.

Let refer to"Anti-trust Law" or better know as Competitive Law in countries, NO any coporations can control or monopoly the market. The purpose of the law is to promotes or maintains market competition by regulating anti-competitive conduct by any companies

Why the President of US intend to ask an expert to refinancing for you? It is because he intend the US citizen to vote for him for the next election? they is many question marks????

Do not intend to interupt much, THINK IT YOURSELF.

Here the orignal email as below:


Ask an expert about refinancing
As we've been talking about President Obama's plan to make it easier for responsible homeowners to refinance, we've heard many different questions about the process.
So we've set up a special online event with the U.S. Secretary of Housing and Urban Development, Shaun Donovan, to answer your questions and go over the issue in detail.
This Thursday at 3:15 p.m. EDT, Secretary Donovan will participate in a live video conference with homeowners from across the country.
To get the conversation started, we sat down with Secretary Donovan and asked him to answer one of the most popular questions we've received -- how will cutting red tape for responsible homeowners help the economy at large?
So take a minute to watch his answer, RSVP for the conversation with the Secretary of Housing and Urban Development, and find out how to submit your questions:

My Question to Y. Bhg Datuk Zabidah Ismail Amanah Ikhtiar Malaysia Managing Director (The Star)

My actual question to The Star:

1) How much the loan approval rates for Amanah Ikhtiar and the main criteria for approval a loan, as much of the lower income group peoples do not have a good documentation to prove of income? And how much the Non-Performing Loan (NPL) rates? 









 
Posted out at Bizweek The Star, Saturday June 23, 2012


5. How does AIM solve the problem of those in the lower income brackets who do not have documentation for their income? TL Ong, Segamat
To determine income level, AIM conducts a survey. We interview potential customers in the identified locality. Confirmation on such information is obtained through word of mouth from friends, relatives and the local community.
On joining AIM, and after obtaining the first loan, AIM monitors the status of project and income generated on a scheduled basis. A full report is then tabled by the group chief and the centre chief during the weekly meeting, which is attended by our field staff.
Our criteria for approval includes credit discipline and an undertaking by borrowers to pay the loan amount in full. Considerations are given when they run into problems.


I THINK THE STAR NOT GET WHAT I WANT TO ASK, AND IS NOT FAIR FOR ME TO MODIFY THE QUESTION.

I INTEND TO PROMOTE THIS AIM TO GENERAL PUBLIC BUT NOW I  

Enforcement Agencies Integrity Commission Suruhanjaya Integriti Agensi Penguatkuasaan


If you all face any issue about enforcement officer, you all seek redress to this Enforcement Agencies Integrity Commission or in Bahasa Malaysia Suruhanjaya Integriti Agensi Penguatkuasaan, website http://www.eaic.gov.my


Thursday, July 5, 2012

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